Individual businesses in agriculture and fishing with less than 5 empl…
Individual businesses in agriculture and fishing with less than 5 employees are also required to subscribe to industrial accident insurance, etc.
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I recently received a call from Mr. T, a migrant fishery worker (E-9-4) . He entered Korea about two months ago and is working at a shrimp farm ( company with less than 5 employees ) . He wanted to know whether the business was covered by industrial accident insurance , etc. After inquiring with the user , he confirmed that he was covered by industrial accident insurance and informed Mr. T. |
Recently, there have been many requests from migrant workers working in agriculture and fishing to check whether they are covered by industrial accident insurance , etc. Until now, individual agricultural and fishing businesses with less than 5 employees and fishing boats less than 3 tons were not subject to mandatory subscription to ' Industrial Accident Insurance ' or ' Fishing Vessel Accident Insurance ' .
However , as the laws related to the Employment Permit System were revised , from February 3 of this year , individual fishing businesses with less than 5 people and fishing boats weighing less than 3 tons must also subscribe to ' Industrial Accident Insurance ' or ' Fishing Crew Accident Insurance ' , or sign up for ' Farmers and Fishermen's Safety Insurance ' ( You must submit a promise to join within 3 months from the date of starting work to receive an employment permit .
Although it is late , it is fortunate that conditions have been created so that migrant workers at the workplace, who have been virtually excluded from institutional industrial accident compensation, can work with greater peace of mind .
< Comparison of each insurance >
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division |
industrial accident insurance |
Fishing vessel accident insurance |
Farmers and Fishermen Safety Insurance |
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buisnessman |
Korea Workers' Compensation and Welfare Service |
Federation of Fisheries Cooperatives |
NH Nonghyup Life Insurance , National Federation of Fisheries Cooperatives |
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Mandatory registration |
All business locations |
Owners of ships over 3 tons |
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Random registration |
Farming and fishing less than 5 people private business |
Shipowners under 3 tons ( excluding deep-sea fishing boats ) |
Farming and fishing less than 5 people Private workplace ( subscription per worker ) |
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premium support |
- |
20~70% ( Varies depending on vessel size ) |
National treasury subsidy of 50-70% and local government subsidies |
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insurance money type |
Nursing care benefits |
Nursing care benefits |
Nursing care benefits |
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Injury and disease compensation pension |
sickness benefit |
Injury/disease treatment benefits |
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Disability benefits |
Disability benefits |
Disability benefits |
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Vacation pay |
Lump sum compensation benefit |
Vacation benefits |
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|
Surviving family benefits |
Surviving family benefits |
Surviving family benefits |
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funeral expenses ( funeral expenses ) |
장례비 ( funeral expenses ) |
funeral expenses |
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Vocational rehabilitation benefits |
missing salary |
Missing benefits |
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|
Nursing care benefits |
Benefits for loss of belongings |
Vocational rehabilitation benefits |
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Surgery benefits for specific diseases Specific infectious disease diagnosis benefits, etc. |